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Today’s Lead Story
Tuesday, August 25

Mortgage & Housing

Homebuyers Now Need 34% of Income to Afford a Typical New Home

via National Association of Home Builders

A closely watched housing affordability gauge worsened in Q2 2026 for the first time since early 2023, with the typical family now spending 34% of median income to cover payments on a $410,700 median-priced new home — up from 32% in Q1.

Why it matters

When housing costs consume more than 30% of household income, it typically crowds out savings and leaves little room for emergencies or debt payoff.

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