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DebtStudent Loan Auto-Pay Deadline Extended to December 31 — 1% Rate Cut Still AvailableCreditAverage Credit Card APR Climbs to Nearly 25% Following September Fed Rate HikeTaxesIRS Sets 2026 Standard Deduction at $32,200 for Married Filers, $16,100 for SinglesBankingHigh-Yield Savings Accounts Now Paying Up to 4.50% APY After Fed Rate IncreaseMortgage & HousingAdjustable-Rate Mortgage Applications Near 10% Share as Buyers Avoid 7%+ Fixed RatesDebtStudent Loan Auto-Pay Deadline Extended to December 31 — 1% Rate Cut Still AvailableCreditAverage Credit Card APR Climbs to Nearly 25% Following September Fed Rate HikeTaxesIRS Sets 2026 Standard Deduction at $32,200 for Married Filers, $16,100 for SinglesBankingHigh-Yield Savings Accounts Now Paying Up to 4.50% APY After Fed Rate IncreaseMortgage & HousingAdjustable-Rate Mortgage Applications Near 10% Share as Buyers Avoid 7%+ Fixed Rates
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Today’s Lead Story
Wednesday, September 30

Debt

Student Loan Auto-Pay Deadline Extended to December 31 — 1% Rate Cut Still Available

via U.S. Department of Education

The Education Department extended its temporary 1% student loan interest-rate reduction signup from September 30 to December 31, giving borrowers three more months to enroll in auto-pay and lock in the reduced rate through June 2028.

Why it matters

Borrowers with federal loans who haven't enrolled in auto-pay can still lock in a 1% rate cut before the new December 31 deadline — a step that could reduce lifetime loan costs by hundreds of dollars.

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