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Personal FinanceU.S. Household Savings Rate Falls to 2.6% as Spending Outstrips IncomeTaxesIRS Issues New Form to Claim Deductions on Tips, Overtime, and Car LoansMortgage & Housing30-Year Mortgage Rate Hits Nine-Month High as Applications Drop 8.5%RetirementMore Workers Raiding 401(k)s as Average Retirement Balance Falls 4%BankingHigh-Yield Savings Accounts Paying Up to 4.20% APY This JunePersonal FinanceU.S. Household Savings Rate Falls to 2.6% as Spending Outstrips IncomeTaxesIRS Issues New Form to Claim Deductions on Tips, Overtime, and Car LoansMortgage & Housing30-Year Mortgage Rate Hits Nine-Month High as Applications Drop 8.5%RetirementMore Workers Raiding 401(k)s as Average Retirement Balance Falls 4%BankingHigh-Yield Savings Accounts Paying Up to 4.20% APY This June
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Today’s Lead Story
Wednesday, June 3

Personal Finance

U.S. Household Savings Rate Falls to 2.6% as Spending Outstrips Income

via Bureau of Economic Analysis

American households saved just 2.6% of their after-tax income in April, down from 3.6% in March and 4.0% in February, as consumer spending climbed 0.5% while personal income was nearly flat, new BEA data show.

Why it matters

A shrinking savings buffer leaves households with less cushion if a job loss, medical bill, or car repair hits during an already tight stretch.

See all today’s storiesRead source

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