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Today’s Lead Story

Friday, October 2

Mortgage & Housing

30-Year Mortgage Rate Climbs to 7.28%, Highest Level Since Late 2023

via Freddie Mac

Freddie Mac's October 1 weekly survey put the average 30-year fixed mortgage at 7.28%, up from 7.03% the prior week — the highest reading since November 2023. The 15-year fixed rate also climbed to 6.60%, up from 6.42%.

Why it matters

On a $400,000 loan, rates at this level can add hundreds of dollars to your monthly payment compared to a year ago, making it a key moment to reconsider your homebuying timeline or weigh refinancing options.

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