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DebtUS Credit Card Debt Tops $1.26 Trillion, Creeping Back Toward an All-Time HighEconomyWall Street Now Expects a September Fed Rate Hike After Jackson Hole SignalsTaxesIRS Reminder: October 15 Is the Final Cutoff for 2025 Tax Extension FilersPersonal FinanceStudent Loan Borrowers on SAVE Have 90 Days to Choose a New Repayment PlanInflationGrocery Bills Still Climbing: Food-at-Home Prices Up 2.7% Over the Past YearDebtUS Credit Card Debt Tops $1.26 Trillion, Creeping Back Toward an All-Time HighEconomyWall Street Now Expects a September Fed Rate Hike After Jackson Hole SignalsTaxesIRS Reminder: October 15 Is the Final Cutoff for 2025 Tax Extension FilersPersonal FinanceStudent Loan Borrowers on SAVE Have 90 Days to Choose a New Repayment PlanInflationGrocery Bills Still Climbing: Food-at-Home Prices Up 2.7% Over the Past Year
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Today’s Lead Story
Saturday, August 29

Debt

US Credit Card Debt Tops $1.26 Trillion, Creeping Back Toward an All-Time High

via Yahoo Finance

Americans' total credit card balances reached $1.263 trillion in the second quarter of 2026, approaching the all-time record, while average interest rates on those cards now run between 19% and 22% APR.

Why it matters

At today's rates, even a modest balance of $5,000 can cost more than $1,000 a year in interest alone, making a concrete payoff plan one of the highest-return financial moves most households can make right now.

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