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EconomyFed Meeting Preview: Rate Hold Expected, Prime Rate Holding at 6.75%Consumer NewsBuy Now, Pay Later Use for Essentials Has Grown — Along With Missed PaymentsTaxesIRS Rolls Out Automatic Penalty Relief — No Phone Call Required for Eligible FilersMortgage & HousingFreddie Mac: 30-Year Mortgage Rate Climbs to 6.49%, Keeping Pressure on BuyersCreditCFPB Opens Formal Review of Credit Card Late Fee RulesEconomyFed Meeting Preview: Rate Hold Expected, Prime Rate Holding at 6.75%Consumer NewsBuy Now, Pay Later Use for Essentials Has Grown — Along With Missed PaymentsTaxesIRS Rolls Out Automatic Penalty Relief — No Phone Call Required for Eligible FilersMortgage & HousingFreddie Mac: 30-Year Mortgage Rate Climbs to 6.49%, Keeping Pressure on BuyersCreditCFPB Opens Formal Review of Credit Card Late Fee Rules
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Today’s Lead Story
Thursday, July 16

Economy

Fed Meeting Preview: Rate Hold Expected, Prime Rate Holding at 6.75%

via Federal Reserve

Markets are pricing in roughly a 90% chance the Federal Reserve will leave rates unchanged at its July 28–29 meeting, keeping the federal funds rate at 3.5%–3.75%. That holds the prime rate at 6.75% — the direct benchmark for variable-rate credit cards, HELOCs, and personal loans.

Why it matters

Variable-rate debt is not getting cheaper before August at the earliest, so paying down high-APR balances now rather than waiting for a rate cut saves real money.

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