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Mortgage & Housing30-Year Mortgage Hits 7.01%, First Time Above 7% in Over a YearBankingCD Rates Now Top 4.5% as Banks Compete for Deposits Following Fed's Rate IncreaseRetirementSeptember Is the Last Month of Data for the 2027 Social Security COLA — Estimate Holds at 3.6%CreditCredit Card APRs Set to Rise by a Quarter-Point Within Weeks as Prime Rate AdjustsPersonal FinanceARM Rates Average 6.73% Today — Homeowners Nearing Adjustment Dates Face Higher PaymentsMortgage & Housing30-Year Mortgage Hits 7.01%, First Time Above 7% in Over a YearBankingCD Rates Now Top 4.5% as Banks Compete for Deposits Following Fed's Rate IncreaseRetirementSeptember Is the Last Month of Data for the 2027 Social Security COLA — Estimate Holds at 3.6%CreditCredit Card APRs Set to Rise by a Quarter-Point Within Weeks as Prime Rate AdjustsPersonal FinanceARM Rates Average 6.73% Today — Homeowners Nearing Adjustment Dates Face Higher Payments
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Today’s Lead Story
Thursday, September 17

Mortgage & Housing

30-Year Mortgage Hits 7.01%, First Time Above 7% in Over a Year

via Mortgage Daily

Daily rate data shows the 30-year fixed mortgage averaging 7.01% as of September 17, crossing the 7% threshold for the first time in more than a year. The move follows Wednesday's Fed rate hike, with the 15-year fixed also rising to 6.39%.

Why it matters

At 7%, a $350,000 home loan costs roughly $65 more per month in interest compared to last fall's sub-6.5% rates, directly reducing how much house buyers can afford.

See all today’s storiesRead source

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