Banking
Online Savings Accounts Now Paying Up to 4.15% APY — More Than 6x the Bank Average
via Yahoo Finance
The top online savings accounts are paying up to 4.15% APY as of August 21, far above the national bank average of 0.63%. Rates have slipped slightly since early 2026 but remain near their best levels in over a decade.
Why it matters
The gap between the best and average rate amounts to more than $350 in extra annual interest for every $10,000 kept in savings.


